Savings Calculator
See how a monthly savings habit grows over time — or work backwards from a goal to find out exactly how much you need to set aside each month to get there, with compound interest doing part of the work.
Savings plan
Choose what you want to solve for
Interest compounds monthly. Set the expected return to 0% to model plain cash savings with no growth.
Summary
Projected balance at the end of your time horizon
Final balance
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Calculate to see your projection
Total contributed
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Interest earned
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Growth over time
How much of the balance comes from your contributions vs. compound interest
Contributions (incl. starting balance)
Interest earned
Calculate a savings plan to see how it grows.
Calculate to see how much of your final balance comes from interest.
Yearly breakdown
Balance, contributions and interest year by year
| Year | Contributed this year | Interest this year | Balance |
|---|---|---|---|
| Calculate a savings plan to see the yearly breakdown. | |||
Estimate only, not financial advice. Assumes a constant monthly return and ignores taxes, fees, and inflation.