Legal Notice

finanhelp.com

I.General Information

This website, finanhelp.com (hereinafter, the "Website"), is owned by: Héctor Afonso García, with National ID (NIF): 42252868M, whose contact details are as follows:

II.General Terms and Conditions of Use

Purpose of these conditions: the Website

The purpose of these General Conditions of Use (hereinafter, the "Conditions") is to regulate access to and use of the Website. For the purposes of these Conditions, the "Website" shall be understood as: the external appearance of the screen interfaces, both in static and dynamic form, i.e. the navigation tree; and all elements integrated both in the screen interfaces and in the navigation tree (hereinafter, "Content"), together with any online services or resources that may be offered to Users (hereinafter, "Services").

FinanHelp reserves the right to modify, at any time and without prior notice, the presentation and configuration of the Website and of any Content and Services incorporated into it. The User acknowledges and accepts that FinanHelp may, at any time, interrupt, disable and/or cancel any of these elements integrated into the Website, or access to them.

Access to the Website by the User is free of charge and, as a general rule, does not require any consideration from the User, except for the cost of the connection through the telecommunications network supplied by the User's own access provider.

Use of certain Content or Services on the Website may require prior subscription or registration by the User.

The User

Accessing, browsing and using the Website, as well as the spaces enabled for interaction between Users, and between the User and FinanHelp — such as comments and/or blogging spaces — confers the status of User. By beginning to browse the Website, the User accepts all the Conditions set out here, as well as any subsequent amendments, without prejudice to the application of the relevant mandatory legal provisions, as applicable. Given the importance of the above, Users are advised to read these Conditions each time they visit the Website.

The FinanHelp Website provides a wide range of information, services and data. The User assumes responsibility for making correct use of the Website. This responsibility extends to:

• Using the information, Content and/or Services and data offered by FinanHelp in a manner that does not contravene these Conditions, the law, morality or public order, and that does not in any other way infringe the rights of third parties or the proper functioning of the Website itself.
• The truthfulness and lawfulness of the information provided by the User in the forms made available by FinanHelp for access to certain Content or Services offered on the Website. In all cases, the User must notify FinanHelp immediately of any fact that could enable the misuse of information recorded in such forms, including but not limited to theft, loss, or unauthorized access to usernames and/or passwords, so that FinanHelp may proceed to their immediate cancellation.
• FinanHelp reserves the right to remove any comments or contributions that breach the law, fail to respect human dignity, are discriminatory, xenophobic, racist or pornographic, constitute spamming, threaten the wellbeing of young people or children, undermine public order or safety, or that, in FinanHelp's judgment, are not suitable for publication.

In any case, FinanHelp shall not be liable for opinions expressed by Users through comments or other blogging or participation tools that may be available.

Mere access to this Website does not establish any kind of commercial relationship between FinanHelp and the User.

Always in compliance with applicable law, this FinanHelp Website is addressed to all persons, regardless of age, who may access and/or browse its pages.

III.Access and Browsing: Exclusion of Warranties and Liability

FinanHelp does not guarantee the continuity, availability or usefulness of the Website, nor of its Content or Services. FinanHelp will do everything possible to ensure the proper functioning of the Website; however, it is not liable for, nor does it guarantee, that access to this Website will be uninterrupted or error-free.

Nor does FinanHelp accept liability or offer any guarantee that the content or software accessible through this Website is free of errors or will not cause damage to the User's computer system (software and hardware). Under no circumstances shall FinanHelp be liable for losses, damages or harm of any kind arising from access to, browsing of, or use of the Website, including but not limited to damage caused to computer systems or damage caused by the introduction of viruses.

FinanHelp is likewise not liable for any damage that may be caused to Users as a result of improper use of this Website. In particular, it accepts no liability whatsoever for outages, interruptions, or failures or defects in telecommunications that may occur.

IV.Linking Policy

Please note that the FinanHelp Website makes available, or may make available, linking tools to Users (such as, among others, links, banners and buttons), directories and search engines that allow Users to access websites belonging to and/or managed by third parties.

The purpose of installing these links, directories and search engines on the Website is to facilitate Users' search for, and access to, information available on the internet, and this should not be considered a suggestion, recommendation or invitation to visit such sites.

FinanHelp offers sponsored content, advertisements and/or affiliate links. The information appearing in these affiliate links or inserted advertisements is supplied by the advertisers themselves, and FinanHelp is therefore not liable for any inaccuracies or errors they may contain, nor does it in any way guarantee the experience, integrity or reliability of the advertisers, or the quality of their products and/or services.

Likewise, FinanHelp does not guarantee the technical availability, accuracy, truthfulness, validity or legality of third-party sites not owned by it that may be accessed through the links.

Under no circumstances will FinanHelp review or control the content of other websites, nor does it approve, examine or adopt as its own the products and services, content, files or any other material existing on the linked sites in question.

FinanHelp assumes no liability for any damage or harm that may arise from access to, use of, quality of, or lawfulness of the content, communications, opinions, products and services of websites not managed by FinanHelp that are linked from this Website.

Any User or third party who creates a hyperlink from another website to the FinanHelp Website should be aware that:

Reproduction — total or partial — of any of the Content and/or Services of the Website is not permitted without the express authorization of FinanHelp.

No false, inaccurate or incorrect statements about the FinanHelp Website, or about its Content and/or Services, are permitted.

Except for the hyperlink itself, the website establishing such hyperlink shall not contain any element of this Website protected as intellectual property under Spanish law, unless expressly authorized by FinanHelp.

Establishing the hyperlink does not imply the existence of any relationship between FinanHelp and the owner of the website from which it is made, nor does it imply FinanHelp's knowledge of or acceptance of the content, services and/or activities offered on that website, or vice versa.

V.Intellectual and Industrial Property

FinanHelp, either in its own right or as an assignee, is the owner of all intellectual and industrial property rights on the Website, as well as of the elements contained within it (including, but not limited to, images, sound, audio, video, software or text, trademarks or logos, color combinations, structure and design, selection of materials used, computer programs necessary for its operation, access and use, etc.). These are, accordingly, works protected as intellectual property under Spanish law, and both Spanish and EU regulations in this field apply, as well as international treaties on the matter to which Spain is a signatory.

All rights reserved. Under the Spanish Intellectual Property Law, the reproduction, distribution and public communication — including making available — of all or part of the content of this website, for commercial purposes, in any format and by any technical means, without the authorization of FinanHelp, is expressly prohibited.

The User undertakes to respect FinanHelp's intellectual and industrial property rights. The User may view the elements of the Website and may even print, copy and store them on their computer's hard drive or on any other physical medium, provided this is exclusively for personal use. The User may not, however, remove, alter or tamper with any protection device or security system installed on the Website.

Should the User or a third party consider that any of the Website's Content constitutes a breach of intellectual property protection rights, they must report this immediately to FinanHelp using the contact details provided in the GENERAL INFORMATION section of this Legal Notice and General Conditions of Use.

VI.Legal Actions, Applicable Law and Jurisdiction

FinanHelp reserves the right to bring any civil or criminal actions it deems necessary in the event of improper use of the Website and its Content, or in the event of breach of these Conditions.

The relationship between the User and FinanHelp shall be governed by the regulations in force and applicable in Spanish territory. Should any dispute arise regarding the interpretation and/or application of these Conditions, the parties shall submit any conflicts to the ordinary courts, subjecting themselves to the judges and tribunals having jurisdiction under the law.